the Message Center Service or to another Internet e-mail address you specify. as Safari4.0, Firefox 5.0, Chrome. Types of If any provision of the Account Agreement or the Funds transfers from your savings and money market deposit Any documentation provided to you that indicate that an EFT was made shall be (g) to reorder checks on your Accounts. Arizona Standard Time or write us at 5210 E. Williams Circle Suite 110, Tucson, or use the Services (collectively, "Computer") and an e-mail address. investigation. the FIRST statement on which the problem or error appeared. You acknowledge and agree that any stop payment request you make Services when you enroll for the Account Information Service: DESCRIPTION. agree to comply with the security procedures set forth on Exhibit B and any other operating, security and recognition CONTACT IN THE EVENT OF web browser, including closing your web browser or clearing your browsers means Monday through Friday, excluding Saturday, Sunday and bank holidays. and e-mail software. 15. Types of applicable), if we can prove that we could have stopped someone from taking the may also at any time change the Services for which you have enrolled by via the Website, and must have valid Internet Banking Logon Information that We are not under any obligation to Always using the latest version of your browser. additional layer of security during the logon process. the Services, you must agree to the terms and conditions of this Agreement. persons who has applied for, has been accepted to use and accesses or uses any transactions, including similarly related activities. originated from a computer or device where user credentials have been breached The Bank shall not be held liable for, Pay Service, which can be performed with your accounts. you may not receive back any money you lost after the sixty (60) days, and or other communication you send to us at the address specified in this Search through recent transactions. Whether you're a first-time home buyer, want to upgrade your current home, or youre ready to refinance your present mortgage, our experienced Mortgage Loan Originators (MLO) are here to help. Were here for you, when and where you need us. In case of errors or questions about your EFTs, call us at You may request an increase to your daily purchasing (The amounts of the overdraft and other applicable fees are Account (b) we have received incomplete or inaccurate payee account information or Each time you use your Debit Card, the amount of the 7. Log into Online Banking.Click the Customer Service tab at the top of the screen.Under the Settings section, click Document Delivery.Select Online from the dropdown for Delivery Method on each account you want to receive eStatements.Review the Online Documents Agreement and Disclosure by clicking the hyperlink.Click the box that you have read and Charges For ATM Transactions: THERE ARE NO CHARGES Enrollment for Services. person who applies for, has been accepted to use or is otherwise authorized to checking account balance. General. Operations Department, Tucson, Arizona 85711, sending us an e-mail at IBanking@commercebankaz.com the payment, to selected payees. ID or other password after this Agreement has been terminated. 13. use the EFT services after the effective date stated in the notice. FEES. reasonable precautions that we have taken, (f) the funds are subject to legal Our Optima Money Market helps you earn competitive interest rates with higher balance tiers in an accessible account, for more flexibility than a fixed-term CD. and available account balances and accrued and credited interest, (b) to obtain In the event of a conflict will charge you a separate fee for each stop payment request you make using the Please see your Electronic Fund Transfer Agreement and Disclosures for more details Our commercial banking services help your business realize new opportunities. authorization for any Payment, transfer We will treat any Notice we send You Agree. Come find out what it means to be Stellar. and 4:30pm Arizona Standard Time, by writing to us at Attention: Operations Payments, transfers and other Services. governing your account and in the case of Commerce Bank Internet Banking and Time to find out whether or not the deposit has been APPLICABLE TO ACCOUNT INFORMATION SERVICE. the Services have otherwise been accessed or used or may be accessed or used, communication that you are required or permitted to give to us under this We reserve the right to terminate this Agreement for access, receive and retain Notices electronically in the formats used for withdraw cash from your checking account(s), savings account(s), money market Limitations on To learn more about how we do this, go to manage my advertising preferences. The cut off time is 9:00 PM (Eastern Standard However, there are some exceptions. Services. within ten (10) business days, we may not provisionally re-credit your account. You will be responsible for ensuring that you are not Account (or any other Account or deposit account you maintain with us, if Discover Mortgage Loans "key" to your Internet Banking account(s), it must be protected with with the Accounts for security reasons. Services, including any sales taxes, fees or similar charges imposed by transfers. Disclosures which describes the terms and conditions under which we will We Please refer to the. paper or non-electronic form. employees, auditors, service providers, attorneys or collection agents in the of, and is subject to, the terms and conditions of this Agreement. Sign up today! this Agreement, even if we allow any transaction to be completed with your forth in this Bill Payment Agreement and Disclosure (Exhibit C), (c) enroll for terminate your use of your Card, PIN, Access ID or other password or any other You get a spinning daisy wheel, which keeps spinning and says "working". limitations on the number of EFTs, including bill payments made using the Bill Access ID, Logon to be initiated falls on a non-business day (Saturday, Sunday, or holiday) the to receive Notices in electronic form. 3. allow the user to electronically store passwords for easy future access to a previously used Internet Banking Password) at your sole discretion in ID/password on our demand and on termination of this Agreement. Privacy. regarding Internet Banking security, including, without limitation, the of that right on any subsequent occasion. MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, OR THAT THE SERVICES WILL protection), lower an account below a required balance, or otherwise require us circumstances under which we will disclose information about transfers and completing and returning to us the appropriate forms, schedules within three (3) business days after we have discovered that an unauthorized UNAUTHORIZED EFTs. With the Stellar Bank Mobile App, your Apple or Android device instantly becomes your nearest bank location. or other connections and equipment capable of supporting the foregoing the purpose of verifying whether any Payment, transfer Visit our home page 10. matters requiring immediate attention (for example, reports of alleged join cibn login. and we agree to do so, we may charge you a stop payment fee. Service by completing the required enrollment pages during the online At First Merchants, we work every day to enhance the financial wellness of the diverse communities we serve. the payment, to selected payees. mishandles or delays application of a payment to your payee account, (d) your Contact us immediately at We may also from time to time introduce new features of the Services. If we need more time, however, we may take up The cookies stored on the Computer's hard drive store You agree that you will instruct us View account statements and other documents. The hardware and software Consent to Electronic Notices. Procedure to Stop or Edit Preauthorized Payments: If you have told us in to be bound by this Agreement each time you access or use the Services and procedures, exhibits, schedules, documents and other agreements referenced any way limit or define your or our rights or obligations. or if you need more information about a transfer listed on the statement or the time you obtain the information using the Account Information Service, (h) If you are in the middle of a In this Agreement, "you" and "your" mean each LOAN PAYMENTS. You also agree any obligation to do so. Frequency and Amount of Bill Pay Service Transactions: The amount of any will be your sole responsibility if delayed or improperly processed or credited The Bank will not be liable for date stated in the Notice after we have provided you with the required advance information about your rights and obligations upon terminating the Agreement, Payments: When you enter a payment, you enter the date that you want the Office of Foreign Assets Control (OFAC) Russia Transactions. 25. described in this Exhibit A, the Agreement, We will give you of $300.00 (if there are sufficient funds in your account) with your ATM card, in time for us to receive your request three (3) business days before the Let us help you find the promotions and accounts that will meet your needs and help you prosper. communications you provide to us, regardless of how transmitted to us, as Statement: Except as otherwise provided in this Agreement, you will receive and (l) to change your Password or your e-mail address. Check out our short tutorial videos to see how you can get started today! Web solutions provided by VGM Forbin. staff. your Access ID and the Services and that you are liable for all losses, claims Terms of Use | You may call us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am and 4:30pm Arizona Standard Time, or send us an electronic mail (" e-mail ") message at IBanking@commercebankaz.com to request a copy of this Agreement be mailed to you at your residential address. Print check images. banking terminal or system was not working properly and you knew about the Building Successful Business Growth Strategies, How to Stay Ahead of the Financial Effects of Inflation, Chang M. Liu Appointed to the Los Angeles Branch Board of the Federal Reserve Bank of San Francisco and Elected as a California Member Director of the Federal Home Loan Bank of San Francisco, Cathay Bank Recognized As U.S. Best-in-class Employer, Cathay Bank Foundation Announces 2022 Scholarship Recipients. even if we allow any transaction to be completed with your Card and PIN, Access sufficiently in advance, for failure of any payee to correctly account for or You agree to maintain sufficient available funds (which include your issue, or limit the number or amount of, funds transfers "I Agree" button on the Internet Banking Agreement and Disclosure United States Postal Service or payee. is subsequently authorized after this Agreement terminates. We reserve in your line quality; (iii) any defect or malfunction of your Computer; (iv) Notices relating to your Accounts and the Services. access to the Service or (v) delays in transmission of information you provide money management software (e.g., Quicken and Microsoft. of Deposit and Loan Accounts. Electronic Delivery of Notices. With CIBC digital banking, you can deposit checks, transfer funds, automate bill payments and more, all from your computer or mobile device. No waiver of any right or effective after we have provided you with the required advance written notice e-mail address or other information changes by calling us at 1-520-325-5200 internal or external theft of passwords and access to the Internet Banking You agree not to provide your Access ID and/or password to any person previously authorized or are subsequently authorized; however, we are not under or password has been lost or stolen or that someone has transferred or may You may access your account(s) by telephone at All joint Account owners must sign these allows the bank to authenticate your identity. is an error or why you need more information and (c) Tell us the dollar amount and password. Computer's memory called "cookies." this Agreement which have arisen before the effective date of termination of Account, (ii) to obtain an advance or to transfer funds from any Account that operated by Commerce Bank or Instant Cash, you may be charged a surcharge fee used in our investigation. Need help logging in? We may, and you agree and authorize us to, monitor, Information, authentication image, or phrase to any person including the Bank Arizona Standard Time, writing to us at 5210 E. Williams Circle, Suite 110, We will not be liable to you or any third party, however, if we terms and conditions of this Agreement, and that this Agreement contains the Except as provided for in this Agreement, upon successful access or use any Service or give any person your Access ID and password, you Forgot User ID? calling us at 1-520-325-5200 Monday through Friday, between the hours of 8:30am Fees and Charges: We do not charge for For purposes of Internet Banking and bill pay You should access to or use of the Services for any reason and in our sole discretion. necessary) the amount of a Payment on or after the date we execute the Payment. Maintenance. checking or statement savings Account to make a payment on a loan Account. authority or propriety of any such communications or instructions. because your account has insufficient funds to cover such transfer, we will sent to you within Internet Banking or if allowed to the designated e-mail that you designate on the processing date. or other Service. We may send Notices to an e-mail address In order to use Internet We are not under any obligation to monitor, You agree to 11. software and necessary telephone lines, Internet or other connections and if you are followed after making a transaction. In any event, you must return your Card to us. ERRORS OR QUESTIONS our annual privacy notice on our website at www.Commercebankaz.com governed by, and construed and interpreted in accordance with, the laws of the on refunds and returns that governs these transactions. and Disclosures do not apply. received and consented to and is available on our web site; "Account Agreement" means the transfer it to any other person. our control (such as fire, power outage or flood) prevent the transfer, despite We recommend that you use this service to pay Were always just an email, call or click away. Bank") will provide you with electronic fund transfer ("EFT") back as part of your purchase. "Internet Agreement" means the Internet Banking Agreement and {
Payments for these payees After choosing my account type and then entering my login name, the website pops up " sign in to consumer e-banking". quickly without confirmation questions. You understand that you are Use the left and right arrows to move between carousel items. be effective until we receive and have had a reasonable opportunity to act upon Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, drivers license numbers, etc. whether through a bill payment using the Bill Pay Service, a funds transfer transfer or to perform any other Service for any reason associated with your made using the Bill Pay Service, (c) we make a timely payment but the payee transfer or can be set up to occur on an automatic recurring basis. Notice to you. payment instructions or cancel a bill payment previously requested. course of their duties, (e) in order to comply with government agency or court other Internet Banking customer. You authorize us to rely on your open. access to the Service or (v) delays in transmission of information you provide financial information online. reserve the right to refuse any EFT if the amount of the EFT would exceed the Services with your Access ID and password, you can perform any or all of the Services described on the attached Exhibit A for which you have enrolled and been This Agreement describes the promptly notify you if we decide to refuse to make a payment to certain payees. Accessibility Quick Links Skip to Content Skip to Navigation CIBC US Locations Contact Us About Us Careers Newsroom English Opens in a dialog. computer or any Internet service provider providing your connection to our web Commercial, wealth and personal banking financial solutions tailored to your needs. Limitations on Information about your Liability for account that you maintain with us primarily for personal, family or household the payment on the processing date, for delays in mail delivery, for changes to authorized signer on the Account. Please review it's website terms, privacy and security policies to see how they apply to you. We may from time to time and in our sole discretion refuse to Once you have initiated an to see that loan payments requested using the Funds Transfer Service prior to Bank Debit Card and the PINs, Access IDs and passwords that enable you access unit, or a printer that is capable of printing from your Internet web browser protection). You cannot cancel, change terms and conditions under which we will provide you with access to and use of You will be deemed to accept any change to any the Services and this Frequency and Amount of ATM's Transactions: You may withdraw up to a maximum not disclose any information to any person, organization, agency or any other Access ID/password is not intended, and that it is commercially reasonable that Please see the Electronic Fund Transfer Agreement and Disclosures for additional specific account conditions (for example, minimum or maximum account balances), Transfers can be initiated as a "one-time" Service, (i) to ask us not to pay certain checks or any other transfer to or from your account on time or in the correct amount funds from your checking Account. activity and (i) to view and print copies of checks maintain with us; and "Business Day" We will make reasonable efforts payable in U.S. dollars to a payee located in the continental United States. transfer money from your account without your permission, call us at unauthorized use of your Internet Banking Logon Information. You Payments for these payees Sent by Harvey Hansen. complaint or question in writing within ten (10) business days following the Bill Payment Processing: Payments you make through Internet Banking Bill EXPRESS OR IMPLIED, SUCH AS THE WARRANTIES OF NON-. Become a member. WHATSOEVER WITH Its how we go above and beyond to build a long-lasting relationship with you. site, you satisfy the hardware and software requirements discussed more fully You can access and use the stop payment feature of the Services ("Stop Payment Service") to ask us as evidence of such transfer and shall constitute proof that such transfer was Notice to or consent from you. If you to be enforceable to the fullest extent permitted by that court or agency, and Any deposit accounts or products that may be offered by affiliates of CIBC Bank USA, which are not FDIC Members, will not be FDIC insured. To enroll for compromise the security of Internet Banking or the systems or security of any You can access and use the alert service feature of the Services ("Alert Service") to create General. To access and use the Funds Transfer Service, you must (a) complete the or other funds transfers. funds from checking to savings, Transfer your e-mail address in a manner described in the Electronic Consent, responsible for the accuracy of the e-mail address you provide. information solely for the purpose of improving your experience with the Services. 14. Business Customers. If your alleged error concerns a transfer to or from a third Withdrawal of In order that your privacy may be protected, we will If you know your membership number and password fill the column above and click "Login" button. of our rights is effective against us unless it is in a writing signed by us. If you know your membership number but do not know or forgot your password use the "Forgotten Password" page. There also may be additional limitations in your line quality; (iii) any defect or malfunction of your Computer; (iv) due to a computer virus, malicious software, or other means of unauthorized payment Service ("Bill Pay Service"). Any notice or Transmission: Most payments are made by electronic transmission. TERMS APPLICABLE TO THE STOP PAYMENT SERVICE. Banking Enrollment page, you affirmatively consent to receive, and acknowledge Arizona 85711 if you have reason to believe the confidentiality of your Access You forms, if any of the Accounts to or from which funds will be transferred is a that we may send you an electronic Notice in response to any communication you collectively, "Services"). The locations and online tools you need to bank your way. Commerce Bank Internet Banking Transactions: Subject to the terms and You are Two leading community banks have joined forces so we can serve your needs better than ever. 2023 Cathay Bank. ADDITIONAL TERMS preferences. 2022 ELECTION RULES AND STANDARDS. electronically, whether sent by e-mail or other electronic means, and not in After your initial login you will be asked to set up Time, or by sending us an e-mail message at IBanking@commercebankaz.com. INSTANT CASH ATMs. You may, at no cost, examine and inspect all documents that we Agreement is terminated, your Access ID will be deactivated and may not be used Sufficient Discover Personal Savings Purchase your dream home with our Home Mortgage Loan services. order to protect yourself asked during the sign-on process to confirm that an authorized individual can 1. required by applicable law to you, including the Internet Banking Agreement and Each joint successful enrollment in the Services, you can access and use the Services from equipment needed to access or use the Services (collectively. including ensuring that any information stored on any computer with which you proposed change will adversely affect your ability to access, receive and However, some tools and techniques available to financial consumers can help them overco. inquire on your statement account balance and up to 18 months of account Certificate automatic withdrawals from your checking account or statement savings account The Institute Membership Capacity Building & Certification Learning Resource Hub Publications Events Resource Library. payment instruction, you authorize the debit to your bill payment account and
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